Carlo Gherardi

CRIF SpA specializes in credit bureau and business information, outsourcing and processing services, and credit solutions. The firm serves lenders, central banks, companies, consumers, media, insurance companies, and capital markets. The company was founded by Carlo Gherardi in 1988 and is headquartered in Bologna, Italy.

CRIF AG provides management solutions to financial institutions. It specializes in credit information systems, business information and credit management solutions. The firm offers banks, financial institutions, utility companies and businesses support in every phase of the customer relationship: from the planning of development strategies to acquisition, through to portfolio management and credit collection. The company was founded in 1988 and is headquartered in Zurich, Switzerland.

Nomisma SpA provides economic research and consulting services for businesses, associations and public administrations at national and international levels. Its expertise includes sector policies, labor market, professions, agriculture, trade and consumption, monitoring and evaluation, business and credit, project planning and management, and technical assistance. The company was founded by Nerio Nesi and Francesco Bignardi in 1981 and is headquartered in Bologna, Italy.

Founded in 1997, CRIF Decision Solutions Ltd. is a part of CRIBIS Holding Srl and provides insurance services. The company is based in London, UK.

CRIBIS Holding SRL engages in the management of its investments. It holds interests in companies in the business information and credit scoring sectors. The company is headquartered in Milan, Italy.

CRIF Bürgel GmbH provides creditworthiness information about companies and private individuals. It also offers tailor-made solutions for credit risk, credit rating, fraud prevention, and address management. The company was founded in July 2017 and is headquartered in Munich, Germany.