Dougal Fraser

RIM’s investment processes include asset allocation and investment selection. Their stock selection process focuses on the characteristics of each asset class: fixed interest stocks and bonds, equities, and Collective Investment Vehicles (CIVs), including property CIVs.

IW&I is an active manager which seeks to provide a steady growth in income, protect the capital value of client assets and continue to provide long-term care and support. The firm’s investment portfolio invests in five main asset classes such as: fixed interest assets, equities, commercial property, alternative investments, and cash. While the firm invests in direct equities, they can screen individual stocks according to a range of criteria. The assets of clients are held in trust within the firm’s nominee company and are recorded in such a manner as to clearly indicate they do not belong to the firm.

As the manager of discretionary accounts and private accounts WDB develops solutions tailored to suit the requirements of their clients. As the manager of mutual funds they aim to achieve long-term capital growth while outperforming specific indexes such as the FTSE World Index, the FTSE World Ex-UK Index, and the FTSE All Share Index. The firm places emphasis on careful stock selection and they combine in-house fundamental, quantitative and technical analysis with research from their sister firm, Evolution Securities, to provide recommendations. The WDB research department determines the overall investment strategy, although their investment managers are free to make specific investment decisions that best suit client needs, superimposing their in-house investment policy on research received from a variety of global securities houses.

Provides investment advice

FPIM is a growth-oriented manager that uses in-house and external research. The firm's investment policy committee meets with senior research analysts to discuss global events and macroeconomics. This sets the context for the asset allocation models. The models are the starting point for customized portfolios constructed from securities in five regularly-updated 'Select Lists': the UK equity, UK fixed-income, US equity, US fixed-income, and the Global equity list. The select lists are compiled by senior research and investment managers utilizing a top-down investment approach. It invests across all market caps with the bulk of its assets allocated to UK and European large- and giant-caps. Each list typically contains a series of cornerstone securities as well as a number of more transient ones expected to grow wealth over the long-term.