Gary Goldberg

Provides brokerage services

Functions as a College/University

Functions as a College/University

Provides health care services

Provides public safety, medical emergencies, disasters and terrorist acts to fires

Montebello Partners manages the GMG Defensive Beta Fund. The fund invests long/short across a variety of traditional and alternative asset classes of US and foreign companies including (1) equity securities of any market-cap (2) fixed-income securities including exchange-traded notes of any maturity and any credit quality including high yield bonds (3) other investment companies using mutual funds, closed-end funds or ETFs and (4) cash equivalents. The fund may also invest in alternative asset classes including (1) derivative instruments such as futures, options and swaps (2) commodities (3) foreign assets including foreign currencies (4) real estate-related securities and (5) private equity. Montebello Partners' investment approach employs the use of proprietary alpha and beta strategies. The fund's core strategy is the beta strategy. The firm's alpha strategy is used to complement their beta strategy. Montebello Partners' alpha strategy seeks to identify investments that have expected returns that are not correlated with the equity or fixed-income markets as a whole. To reduce correlation, the strategy may use hedging techniques such as short selling or short positions in derivative instruments to reduce risk. The firm's beta strategy seeks to identify investments that will produce superior returns compared to the equity or fixed-income markets as a whole. Investments in this strategy are expected to produce returns that are correlated to the equity or fixed-income markets as a whole. Montebello Partners also takes long positions in securities and instruments they believe are undervalued relative to competing investments. The firm sells short or takes short positions in securities they believe are over valued. The firm sells positions and buys back short positions when they believe securities have reached their target price or if better investment opportunities are identified.

Gary Goldberg Planning Services (GGPS) offers discretionary portfolio management and non-discretionary portfolio management using individual equities, bonds or bond funds, no-load mutual funds, ETFs and variable annuities. The firm to creates custom portfolios designed to meet clients' individual needs. GGPS uses a number of proprietary which contain solutions with varying risk profiles. GGPS manages accounts in three separate portfolios: the Select Opportunity Portfolio, the Growth & Income Model, and the Income Model. The firm also manages accounts in two wrap fee programs: the Select Trac Mutual Fund Program and the Select Trac Exchange Traded Fund Program. GPS employs a variety of strategies in them management of model portfolios including long-term purchases, short-term purchases, short sales, margin transactions, option writing (puts and calls), covered calls, and spreading.

GGPS aims to create and deliver customized investment strategies that are aligned with their investor’s vision and aspirations. The firm takes a holistic approach to financial planning and investing where they consider current and future cash needs to ensure that their client’s lifestyle obligations are met presently, as well as for the future. Their asset allocation is determined after conducting research using both a top-down and bottom-up approach.