Julio Cesar Álvarez

Banistmo SA operates as a commercial banking services company. It engages in the provision of corporate and consumer banking services, financial leasing, fiduciary administration of assets, payment agencies, registration and transfer, brokerage and securities trading services. The company was founded on June 25, 2004 and is headquartered in Panama City, Panama.

Grupo APC SA is a credit services company. It is engaged in providing credit information and risk management solutions to financial business institutions and individual consumers. The company was founded on September 24, 2011 and is headquartered in Panamá City, Panama.