Kashif Rafi

AL Habib Asset Management Ltd. (AHAML) is the wholly-owned fund management subsidiary of Bank Al Habib Ltd. (KASE: BAHL) in Pakistan. The firm was founded in 2005 as Habib Asset Management Ltd. Headquartered in Karachi, AHAML manages open-end mutual funds and several discretionary and non- discretionary portfolios for individuals, sole-proprietorships, retirement funds, public and private sector entities, and charitable institutions.

MCB-Arif Habib Savings & Investments Ltd. (Investment Management) (MCB-AH) is the investment management division of MCB-Arif Habib Savings & Investments Ltd. (KSE: MCBAH), an investment company headquartered in Karachi, Pakistan. The firm was founded in 2000 as an asset management, investment advisory and pension fund management firm which manages open-end, closed-end and voluntary pension funds as well as discretionary and non-discretionary portfolios for individuals, sole-proprietorships, retirement funds, public and private sector entities and charitable institutions. Their flagship funds include the Pakistan Stock Market Fund and the Pakistan Income Fund.