Kenneth J. Torsoe

The Group's principal activity is to provide banking and related financial services. The products and services include checking accounts, NOW accounts, money market accounts, savings accounts, certificates of deposit, retirement accounts, commercial, personal, residential, construction, home equity and condominium mortgage loans, consumer loans, credit cards, safe deposit facilities and other consumer oriented financial services. The Group also provides Automated Teller Machine banking service. As of 30-Jun-2007 there are 31 retail branches in Rockland, Westchester, Stamford, Connecticut, Manhattan, New York City, and Goshen, New York.

Torsoe Brothers Construction Corp. provides construction services. The company was founded in and is headquartered in Nanuet, NY.

Normandy Village Apartments operates as a subdivision of a community. It offers rental apartments, condos, and townhouses with maintenance services including landscaping and grounds keeping. The company was founded in 1965 and is headquartered in Nanuet, New York.

Greater Hudson Bank engages in the provision of financial services. Its products include corporate and personal banking, cash management, and loans. The company was founded in 2002 and is headquartered in Bardonia, NY.