Kristina Andrusenko

BGEO Group Ltd. operates as a bank holding company. It operates through the following segments: Retail Banking; Corporate Investment Banking; Property and Casual Insurance; Affordable Housing; JSC Belarusky Narodny Bank; Georgia Global Utilities; and Other. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit card facilities and other credit facilities, funds transfer, and settlement services; and handles customers' deposits for both individuals and legal entities. The Corporate Investment Banking segment provides loans and other credit facilities to large legal entities. The P&C Insurance segment is engages in property and casualty insurance services to corporate clients and insured individuals. The Affordable Housing segment develops and sells residential apartments; and holds investment properties repossessed by the bank from defaulted borrowers, and manages those properties. The BNB segment involves in the retail and corporate banking services in Belarus. The GGU segment comprises the utility and energy subsidiaries such as water, and electricity. The Other segment includes JSC Galt & Taggart Holding Georgia, a shell company principally holding investments in subsidiaries of the bank on behalf of the bank. The company was founded on October 21, 1994 and is headquartered in London, the United Kingdom.

Georgian Renewable Power Co. Llc engages in generating electricity. The company is headquartered in Tbilisi, Georgia.

The Alter Group Ltd. provides office, industrial, healthcare and real estate development services. It also provides commercial real estate development, property disposition, healthcare-facility development and construction & property management services. The company was founded in 1955 and is headquartered in Skokie, IL

Europace JSC provides health and casualty insurance services. The company is headquartered in Tbilisi, Georgia.

Silk Road Bank is a national commercial bank, which engages in the provision of financial services. It offers daily services, deposits, loans, debit cards, and credit cards. The company is headquartered in Tbilisi, Georgia.

JSC Georgia Capital operates as an intermediate holding company which engages in investment and business development activities. The company is headquartered in Tbilisi, Georgia.

Georgian Global Utilities Ltd. owns and operates hydropower generation facilities. The company is headquartered in Tbilisi, Georgia.

Georgia Global Utilities JSC operates as a holding company. The firm supplies potable water and provides wastewater collection and processing services. The company is headquartered in Tbilisi, Georgia.

Begiashvili & Co. Ltd. operates as an independent law firm. Its services include corporate law, civil law, privatization, banking / financing, insurance, securities, litigation, secured transactions, mergers/acquisitions and labor law. The company was founded in 1995 and is headquartered in Tbilisi, Georgia.

BGEO Group JSC operates as an investment holding company. The company was founded on May 28, 2015 and is headquartered in Tbilisi, Georgia.

Georgian Stock Exchange JSC provides securities trading services to both local and foreign investors. The company was founded on January 12, 1999 and is headquartered in Tbilisi, Georgia.

Rioni Capital Partners LLP provides investment advice. The private company is based in London, UK. The British company was founded in 2007 by Kaha Kiknavelidze.

TbilUniversalBank JSC operates as an international bank. The company was founded by Tariel Gvalia and Mikheil Nibladze and is headquartered in Tbilisi, Georgia.