Lester Steven Phillips

American Community Bancshares, Inc. is a bank holding company, which operates through its wholly owned subsidiary, American Community Bank. The bank operates for the primary purpose of serving the banking needs of individuals, and small to medium-sized businesses in its market areas. It offers banking services, including checking, certificates of deposit and savings accounts, commercial, consumer and personal loans, mortgage, and other associated financial services. The company was founded in 1996 and is headquartered in Charlotte, NC.