María Concepción Osácar Garaicoechea

Banif Gestión SGIIC SA (BG) is the Madrid-based subsidiary of Santander Private Banking Gestion SA SGIIC, itself a subsidiary of Banco Santander SA (NYSE: STD) in Spain. The firm was created in 1962 as Banif de Inversiones y Finanzas, an investment consultants office. In 1989 Banif became Banco Banif de Gestión Privada and assumed the legal structure of a bank. In 1999, after the Santander-Central Hispano merger, the group joined the private banking units, BSN and Banco Banif, creating Banco BSN BANIF. BG is Grupo Santander's private banking unit specializing in wealth management for high-net worth individuals. In addition to the Madrid headquarters, the bank has a network of offices throughout Spain.

Fundacion Bancaria Caja Navarra is a non-profit organization which aims to promote the socio-economic welfare of communities in the region of Navarra. It develops, supports, and finances activities in the areas of education, environmental stewardship, culture, sports, entrepreneurship, healthcare, scientific innovation, and public sanitation. The company was founded on June 26, 2013 and is headquartered in Pamplona, Spain.

Santander Central Hispano Activos Inmobiliarios SA manages and develops real estate properties. It manages around 1,409 properties in Madrid, Navarra, Valencia, Andalucía, Cataluña, Baleares, Castilla León, Galicia, Asturias, Canarias, Murcia, Extremadura, and Castilla la Mancha. The company is headquartered in Madrid, Spain.

Caja Rural de Navarra Sociedad Cooperativa de Crédito is a credit cooperative which provides financial services to individuals and small and medium enterprises. These include savings and deposit accounts, mortgage loans, personal loans, payroll administration, leasing, and capital financing. It also offers investment fund management, pension plans, and health and business insurance plans. The company was founded on January 23, 1946 and is headquartered in Pamplona, Spain.

Nestar Residencial SII SA provides real estate services. Its service portfolio includes renting and selling of residential and commercial real estate properties. The company was founded in 2003 and headquartered in Madrid, Spain.

Banif ImobiliáriaSA is a company based in Lisbon, Portugal. The Portuguese company provides real estate services. The company is ultimately controlled by the Government of Portugal.

Hispania Fides SL provides real estate services. Its service portfolio includes sale, purchase, development, and management of real estate properties. The company is headquartered in Madrid, Spain.

Residencias de Estudiantes SA manages accommodation spaces in universities. Its offers accommodation spaces on monthly, weekly, and daily basis for local and internation students and researchers. The company was founded in 1992 and is headquartered in Barcelona, Spain.