Mukhabbat Bolatovna Seitova

ATFBank JSC engages in the provision of corporate and retail banking services. It operates through the following segments: Corporate Banking; Small and Medium Sized Business; Retail Banking; and Other. The Corporate Banking segment involves extension of loans, overdrafts, credit facilities, and other types of financing to corporate and institutional customers, opening and maintenance of current accounts and term deposit accounts, provision of customer services, custodial services, non-cash settlements, foreign exchange operations, and trade finance. The Small and Medium Sized Business segment includes extension of loans, overdrafts, credit facilities, and other types of financing to small and medium size enterprises; private entrepreneurs and farm households; opening and maintenance of current accounts and term deposit accounts; provision of customer services; trade finance; and electronic services systems. The Retail Banking segment engages in the provision of services for individual customers, including extension of customer loans and mortgage loans; maintenance of current accounts; savings and deposit accounts; safekeeping; credit and debit cards; and services related to cash and foreign exchange. The Other segment include departments responsible for asset and liability Management and treasury functions. The company was founded in June 1995 and is headquartered in Almaty, Kazakhstan.

Temirbank OJSC provides retail banking, corporate banking and correspondent banking services. It is a universal financial institution rendering a wide range of services both to corporate and individual clients. The company operates its business through five segments: Corporate Banking, Small & Medium Business, Retail Banking, Investment Activity and Other. The Corporate Banking segment engages in the small and medium size legal entities current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and trade finance products. The Small & Medium Business segment engages in the individual entrepreneurs and small and medium enterprises current accounts, deposits, overdrafts, loan and other credit facilities, currency and trade finance products. The Retail Banking segment engages in the private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, mortgages, cash and foreign currency related services. The Investment Activity segment engages in the financial assets and liabilities used for trading or investment purposes, financing, and merger and acquisitions transaction support. The company was founded on March 26, 1992 and is headquartered in Almaty, Kazakhstan.