Tsuginori Morita

Sumitomo Mitsui Banking Corp. engages in the provision of financial services centered on banking. It operates through the following business segments: Wholesale, Retail, International, Market Sales, and Headquarters Management. The Wholesale segment covers business for customers of large and medium-sized companies in Japan. The Retail segment handles business for domestic individuals and SME customers. The International segment comprises of business for overseas Japanese and non-Japanese companies. The Market Sales segment corresponds to financial market business. The Headquarters Management segment includes all other businesses not covered by other segments. The company was founded in April 2001 and is headquartered in Tokyo, Japan.

Cedyna Financial Corp. provides credit cards and miscellaneous financing services. It is composed by two other core areas of business such as Installment Business and Solution Business. Its installment business provides shopping credit, home improvement loan and automobile loan and its solution business provides collection sourcing, convenience store network for payment collection and business credit. The company was founded in 1950 and is headquartered in Tokyo, Japan.