Charles H. Updegraff

Citizens & Northern Bank operates as a state chartered commercial bank. It provides banking services including deposit and loan products for personal and commercial customers. The firm offers investment management, trusts and fiduciary services, brokerage and financial & tax planning services, mineral and grants, and estate planning. The company was founded on October 1, 1971 and is headquartered in Wellsboro, PA.

First State Bank provides commercial banking services. It offers savings, checking & money market accounts, certificates of deposits, mortgages, investments, insurance and equity credit lines services. It has offices in Sarasota, Venice, Saint Petersburg, Clearwater, Largo and Seminole. First State Bank was founded in 1988 and is headquartered in Sarasota, FL.

Canisteo Valley Corp. is a state commercial bank. The company is based in Canisteo, NY. Canisteo Valley was acquired by Citizens & Northern Corp. on September 01, 2005.

Citizens Trust Co. provides commercial banking services. The private company is based in Vancouver, Canada.