Gary Osborne

USA Risk Group offers innovative, flexible solutions that deliver the full benefits of today’s alternative risk mechanisms. They develop innovative alternative risk solutions that enable their clients to maintain affordable and flexible insurance coverage, improve cash flow, and control expenses. As independent managers, they also provide strictly impartial analyses and recommendations. No matter their customers situation, they draw from a wide variety of non-traditional solutions to create a custom designed product, uniquely suited to meet their customers needs and help their customers achieve their customers goals. Their full range of products and services encompass every aspect of alternative risk management — from initial consulting, to program structuring and formation, to ongoing administration and regulatory compliance. Flexibility, innovation, independence and transparency — backed by a solid foundation of knowledge, experience, and industry leadership — have made USA Risk Group the nation’s leading independent provider of alternative risk management services.

Spencer Re provides insurance services. The firm specializes in reinsurance, wealth generation, income development, F&I products. The company is headquartered in San Juan, Puerto Rico.