Greg Hagood

Nephila Capital Ltd. is a SEC-registered investment advisor and hedge fund manager headquartered in Hamilton, Bermuda. The firm was founded by Greg Hagood and Frank Majors in 1997 as Willis Asset Management LLC. They are a subsidiary of Nephila Holdings Ltd., which is owned by Markel Corp. (NYSE: MKL). Nephila Capital provides investment advice to privately-offered pooled investment vehicles open for investment by sophisticated institutional and high net-worth investors.

Nephila Holdings Ltd. provides investment services. The company is headquartered in Hamilton, Bermuda.

Velocity Risk Underwriters LLC provides insurance services. The firm offerings include residential and commercial property insurance programs. The company is headquartered in Nashville, TN.

Bear, Stearns & Co., Inc. is a global investment banking, securities trading and brokerage firm located in New York City with additional offices in Dallas, Boston and San Francisco. The firm is a subsidiary Bear Sterns Cos., Inc. (NYSE: BSC). Their equity research team consists of senior analysts located throughout the world. In addition to domestic coverage, they have research teams focusing on Latin America, Asia and Europe. The analysts use a bottom-up approach to stock selection. The Bear Stearns fixed-income research department provides coverage of every sector of the fixed-income universe. The financial analytics and structured transactions group (F.A.S.T) provides investment research, fixed-income portfolio management and analytical systems, trading technology and general financial expertise. The group also provides a broad range of services to financial institutions including asset-liability management, balance sheet restructuring, receivables-based financing analysis, security and portfolio analysis, peer analysis, and historical and real-time market-based information.

Franklin Road Academy, Inc. operates as a coeducational independent school. The company was founded by Billy Bradshaw in 1971 and is headquartered in Nashville, TN.

Lloyd's of London Ltd. engages in the provision of commercial, corporate, and specialty risk solutions. It also offers resources, capability, and insight to develop new and innovative products for customers. The company was founded on April 22, 1996 and is headquartered in London, the United Kingdom.

Willis Group Ltd. provides insurance brokerage services. The company specializes in providing services to the Banking & Finance, Global Markets, International Business, Healthcare and Human Resources & Law industry. It is located in London, UK.

AT & T is the global leader in providing local, long distance, Internet, and transaction-based voice and data services. AT&T provides unparalleled quality and reliability in communications services