James Hughes

The Group's principal activities are to provide commercial and retail banking, consumer finance, asset management, mortgage financing and payment processing services. The asset management includes both institutional asset and personal wealth management. The Group also provides home equity line of credit which consists of revolving lines of credit secured by residential real estate. Other consumer loans include installment loans for automobiles, boats and recreational vehicles, student loans. The Group provides credit card services and insurance services also. As on 31-Dec-2007, the Group operates through 1,400 branch banking offices and 4100 retail and wholesale mortgage offices located throughout the United States. On 05-Jan-2007, the Group acquired Fidelity Bankshares, Inc.

USF&G Corp. provided insurance services. It offered a wide variety of quality commercial, personal, fidelity and surety, life, and reinsurance products. The company was headquartered in Baltimore, MD.

Part of SMS Alternatives, Inc., Seer Technologies, Inc. designs, develops, markets, and supports software products and provides related services. The private company is based in Cary, NC. The company was founded by Peter John Harrison, James D. Hughes. Seer Technologies was acquired by Level 8 Systems, Inc. on April 16, 1999 for $1.70 million.

Accenture LLP provides management consulting, technology, and outsourcing services. Its services encompass customer relationship, finance, human resources, service, supply chain, information management, business process, and infrastructure outsourcing services. The company was founded in 1989 and is headquartered in Chicago, IL.

EverBank Financial Corp. operates as a bank holding company, which engages in the provision of banking and financial services. The company is headquartered in Jacksonville, FL.

Accenture LLC operates as a global management consulting, technology services and outsourcing company. The company is headquartered in Reston, VA.