Tatyana Leonidovna Bondareva

Vozrozhdenie Bank PJSC engages in the commercial and retail banking operations. It operates through the following segments: Corporate, Retail, Bank Cards and Financial. The Corporate segment represents direct debit facilities, current accounts, deposits, loans, overdrafts, credit lines, and other credit facilities, foreign currency, and derivative products. The Retail segment provides private banking services, private customer current accounts, savings, deposits, investment savings products, custody, consumer loans, and mortgages. The Bank Cards segment operates settlement services to individuals with the use of bank cards, overdrafts, and revolving loans with the use of bank cards, payroll project services, acquiring, self-service operations on ATMs, and information service to plastic cards holders. The Financial segment comprises transactions in the interbank lending market and securities transactions. The company was founded on April 12, 1991 and is headquartered in Moscow, Russia.

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.