Tereza Cristina Grossi Togni

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.

Banco Itau Holding Financeira S.A. offers banking services to individuals and corporations in Brazil and internationally. It provides a range of retail banking services, such as checking and savings accounts, and certificates of deposit; overdraft accounts, and consumer and personal loans; credit cards; property and casualty, and life insurance; automobile financing; private retirement plans; and asset management and capitalization plans for individuals and very small businesses, as well as provides personalized services to high-income individuals. The bank offers financial advisory services, financial consulting services, and a range of traditional banking and insurance products. Banco Itau also provides various financial products and services, such as deposit accounts, investment options, insurance, and private retirement plans, as well as credit products, such as investment capital loans, working capital loans, inventory financing, trade financing, foreign currency services, equipment leasing services, letters of credit, and guarantees to middle market customers. In addition, it offers portfolio management services for pension funds, corporations, private bank customers, and foreign investors; securities services for third parties in the Brazilian capital markets, as well as provides automobile, life, property, casualty, and health insurance.