Mark Derby

Derby & Co. (DC) believes that goals are achieved through long-term strategies utilizing both equity and fixed-income instruments, rather than through short-term trading and market timing. The firm invests in businesses, not stocks. The decision to invest in a business is based on the long-term profitability of the business, not the short-term fluctuation of the stock. Derby & Co. seeks to increase capital by purchasing an interest in a limited number of companies that they expect to grow at above average rates, but whose stocks are selling at a discount to their estimate of their fair value. The firm uses a bottom-up stock selection approach in constructing each portfolio. In determining whether a particular business is suitable for investment, they focus on the balance sheet and income statement of each business, including the company's cash flow and debt as well as profit margins, management, pricing power and market dominance. Derby & Co. then weighs these attributes against the prospects of the business and the industry in which it operates. DC invests in fixed-income securities to provide predictable cash flow, liquidity, capital preservation and to act as a hedge against portfolio volatility. The firm's fixed-income selection process is driven primarily by tax status, income and liquidity requirements. These factors determine the type of fixed-income security selected as well as the portfolio maturity schedule. Derby & Co. focuses on domestic credit markets. They invest primarily in high-grade securities and strive to minimize income fluctuation and interest rate risk. The firm adds further value through active maturity management and issue selection. Once the appropriate maturity structure is established, Derby & Co. examines the yield curve and corresponding relative values in the marketplace.

Focus Partners tailors an investment portfolio to maximize the probability of achieving their client’s goals and objectives. The firm often incorporates both active and passive strategies into their client portfolios. Their investment decisions are guided by a long-term fundamental outlook. Focus Partners endeavors to enhance portfolios by seeking out uncorrelated and nontraditional investment opportunities that they believe have the potential to generate strong absolute returns over a full market cycle.

Functions as a College/University

Provides accounting services