Mutsuhiko Matsumoto

Ginsen Co., Ltd. engages in the general insurance agency, life insurance agency, building, parking lots and real estate consulting businesses. The company was founded in May 1954 and is headquartered in Osaka, Japan.

Pocket Card Co., Ltd. engages in the provision of credit cards, loans and insurance agency businesses. Its operations are carried out through the following segments: Financial Services and Others. The Financial Services segment comprises three divisions such as, comprehensive credit purchase brokerage division which issues credit cards to credit-certified members, who could use the cards to consume in the company's affiliated stores, and it would make bulk reimbursements to the stores afterwards; individual credit purchase brokerage division facilitates the product purchase and service provision to customers under contracts on a case by case basis, regardless of credit cards, and the company would make bulk reimbursements to the stores on behalf of the customers; financing division provides loans to its members via credit cards issued by the company. The Others segment is engaged in the operation of insurance agency business. It also provides financing services to unspecified consumers. The company was founded on May 25, 1982 and is headquartered in Tokyo, Japan.

Sanyo Shinpan Finance Co. Ltd. provides secured and unsecured guaranteed loans. Its services include personal loan guarantees, credit cards and debt-collection services. The company was founded in 1959 and is headquartered in Fukuoka, Japan

Sumitomo Mitsui Banking Corp. engages in the provision of financial services centered on banking. It operates through the following business segments: Wholesale, Retail, International, Market Sales, and Headquarters Management. The Wholesale segment covers business for customers of large and medium-sized companies in Japan. The Retail segment handles business for domestic individuals and SME customers. The International segment comprises of business for overseas Japanese and non-Japanese companies. The Market Sales segment corresponds to financial market business. The Headquarters Management segment includes all other businesses not covered by other segments. The company was founded in April 2001 and is headquartered in Tokyo, Japan.