Terry F. Favilla

VIST Financial Corp. operates as a bank holding company for VIST Bank, VIST Insurance, LLC and VIST Capital Management LLC. The company operates through four reportable segments: Banking and Financial Services (the Bank), Insurance Services, Mortgage Banking, and Wealth Management Services. The Bank segment engages in full service commercial and consumer banking business, including such services as accepting deposits in the form of time, demand and savings accounts. Such time deposits include certificates of deposit, individual retirement accounts and Roth IRAs. The Mortgage Banking segment offers residential lending products and generates revenue primarily through gains recognized on loan sales. The Insurance Services segment offers a full line of personal and commercial property and casualty insurance as well as group insurance for businesses, employee and group benefit plans, and life insurance. The Wealth Management Services segment offers a full line of products and services for individual financial planning, retirement and estate planning, investments, corporate and small business pension and retirement planning. VIST Financial was founded on January 1, 1986 and is headquartered in Wyomissing, PA.

Susquehanna Bancshares, Inc. is a financial holding company that provides a wide range of retail and commercial banking and financial services through its subsidiaries in the mid-Atlantic region. The company also operates a trust and investment company, an asset management company, a property and casualty insurance brokerage company and a vehicle leasing company. It offers personal, business and corporate banking. The company's services include checking, savings and club accounts, check cards, debit cards, money market accounts, certificates of deposit, individual retirement accounts, home equity lines of credit, residential mortgage loans, home improvement loans, automobile loans, personal loans and internet banking services. It also provides a wide range of commercial banking services, including business checking accounts, cash management services, money market accounts, land acquisition and development loans, commercial loans, floor plan, equipment and working capital lines of credit, small business loans, and internet banking services. Susquehanna Bancshares was founded in 1982 and is headquartered in Lititz, PA.