Theresa N. Benson

ICC Capital's investment products include: Multi-Cap, Core Value, Large-Cap Growth, International Equity, Mid-Cap Core, Sector Rotational Core, Core Fixed Income, Core Plus, TIPS and Wealth Management. ICC's Multi-Cap Equity strategy invests in US and foreign value and growth stocks of any market-cap. The strategy focuses concentrating portfolio exposure within broad market sectors and securities demonstrating market inefficiencies and trying to capitalize on them before they revert to a condition of rational pricing. ICC's Core Value Equity uses a quantitative approach to avoid human bias and invests in US and foreign value stocks of any market-cap. ICC's Large-Cap Growth strategy seeks to exploit benchmark abnormalities by overweighting or underweighting the sectors in the benchmark. It invests in US and foreign growth stocks of any market-cap. The Mid-Cap Core strategy seeks to realize above-market, long-term returns through bottom-up fundamental research and stock-picking. It invests in mid-cap stocks (although the portfolio may hold up to 40% in large-cap stocks). [ICC's International ADR Equity strategy starts with top-down analysis that monitors regional and country specific conditions to judge a country’s overall attractiveness for investment and drives country allocation bets relative to the Bank of NY ADR Index based on a particular country’s rating in ICC’s model. The firm's Core Fixed-Income strategy seeks to maximize yield and allow the opportunity for capital appreciation through duration, issue and yield curve management. Portfolios are concentrated in Treasury, Government Agency and investment grade corporate bonds. The Core Plus strategy seeks superior long-term investment returns and short-term capital gains to enhance underlying cash returns. It may purchase any bond, preferred stock, convertible bond or other fixed income security with a credit rating of BB+ or better by at least one rating agency. All purchases or sales of securities are hedged on a duration neutral basis with the appropriate corresponding Treasury Bond. ICC's Sector Rotational Core Equity fund seeks attractive opportunities across sectors, styles and market-caps in the US market. It uses a multi-factor quantitative model along with technical and macroeconomic analysis to construct a portfolio. ICC's TIPS strategy seeks to provide clients a safe and inflation-adjusted return of their capital by investing in high quality Treasury Inflation Protected Securities (TIPS). Their Wealth Management invests in US and foreign value stocks of any market-cap, along with bond index ETFs as a means to minimize risk.

Perimeter Capital Partners' Small-Cap Growth investment philosophy is based on the belief that a highly diversified portfolio of small-cap growth stocks can minimize the risk and volatility inherent to small-cap investing without sacrificing the growth that makes the asset class attractive. The strategy's objective is to construct and maintain a portfolio of small-cap stocks that have the best combination of earnings growth and fundamental characteristics throughout the economy. Perimeters Small-Cap Growth investment process focuses on companies with market-cap of $100 million to $2.5 billion, plus all stocks over $2.5 billion that are included in the Russell 2000 Growth Index. Stocks must also meet the minimum liquidity threshold of $30 million in monthly trading volume in order to be considered in the investable universe. The strategy is benchmarked against the Russell 2000 Growth Index. Perimeters Extended Small-Cap Growth strategy is an extension of the firms Small-Cap Growth discipline. This strategy subscribes to the same philosophy that a highly diversified, nearly equal-weighted portfolio of small/mid cap growth stocks can minimize the risk and volatility inherent to small-mid cap investing without sacrificing the growth that makes the asset class so attractive. The strategy's objective is to construct and maintain a portfolio of larger small-cap stocks that have the best combination of earnings growth and fundamental characteristics throughout the economy. The Extended Small-Cap Growth portfolio focuses on companies with market-cap of $750 million to $8 billion. Companies in the investable universe must also exhibit at least $100 million in average monthly trading volume in an effort to mitigate trading/liquidity risks. The strategy is benchmarked against the Russell 2000 Growth Index and/or the Russell 2500 Growth Index. The firm's US Small-Cap Value strategy seeks relatively undervalued companies, although attractive valuation alone is not an investment thesis. Instead, Perimeter believes that fundamentals are more important than valuation. Their research is focused on finding companies with above-average free cash flows along with the ability to invest capital for higher than average returns. They believe that this ability to accelerate value creation will be rewarded by the market in the form of higher prices. When identifying portfolio candidates, Perimeter determines risk/reward by framing business fundamentals, capital structure, profit and growth profile, within the context of valuation. In building client portfolios, their Small-Cap Value team ultimately focuses on a company's ability to grow, with an emphasis on longer term value creation potential. If fundamentals suggest that the stock can continue to appreciate, Perimeter will not sell the stock. Their Small-Cap Value portfolio generally holds 60 to 80 stocks, focusing on companies with market-cap less than $2.5 billion at the time of purchase. Companies in the investable universe must also exhibit at least $25 million in average monthly trading volume in an effort to mitigate trading/liquidity risks. The strategy is benchmarked against the Russell 2000 Value Index.

Ridgeworth employs a comprehensive allocation process that enables them to develop an efficient and appropriate asset allocation for each client. The process incorporates an objective analytical framework that three distinct activities: efficient frontier modeling, plus tactical overlay and asset allocation. Through efficient frontier modeling they derive long-term strategic investment solutions using expected returns, standard deviations and cross-correlation matrix analysis. Their plus tactical overlay evaluates asset class performance and looks for extremes and absolute and relative performance. Riverfront's portfolio maintenance strategy maintains the optimal allocation through systematic and unemotional rebalancing.

Functions as a College/University