Warren Hastings

Operates as a bank holding company whose subsidiary provides national banking services

BCM implements an integrated research process that is focused on building efficient and durable portfolios appropriate to clients’ specific needs across all strategies. The firm focuses on underlying asset quality and pays close attention to valuation, irrespective of asset class. The research team merges a bottom-up asset selection process with a top-down portfolio construction process to maximize risk-adjusted returns within the constraints of clients’ circumstances. An asset may be sold if it becomes fairly or overly valued in the firm’s judgement, a better opportunity is identified, or the underlying investment thesis for asset is deemed no longer valid. Moreover, if an asset does not fulfill its role within the portfolio, or if its risk profile changes materially, it may be sold as well.

First Interstate Bank provides a holistic approach to determining the best method to work toward their client's long-term objectives. The firm invests in exchange traded funds (ETFs), mutual funds, stocks and bonds, and annuities.

Functions as a College/University

CIA investigates company fundamentals, historical valuation relationships, interest rate trends, and economic trends to make investment decisions. The firm is a value investor, which means they prefer to pay low prices for assets compared to the return they believe those assets can generate.