Gary L. Armstrong

Bay Banks of Virginia, Inc. is a bank holding company, which engages in the provision of financial services through the Bank of Lancaster and Bay Trust Company. Its products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, credit cards, online banking, telephone banking, and mobile banking. The company was founded on February 10, 1997 and is headquartered in Richmond, VA.

First Capital Bancorp, Inc. operates as a bank holding company for First Capital Bank. The bank is a community oriented financial institution that offers a full range of banking and related financial services to small and medium-sized businesses, professionals and individuals located in Virginia. The company was founded on September 8, 2006 and is headquartered in Glen Allen, VA.

Cochener Garvey Capital Partners, Inc. operates as an investment firm providing capital management and administrative resources to its subsidiaries. The firm’s investment portfolios are building products, healthcare information technology, information technology infrastructure, and oil and gas services. The company was founded in 1947 and is headquartered in Wichita, KS.

Park Sterling Bank provides banking services. It also provides banking products, including personal and business checking accounts, individual retirement accounts, business and personal money market accounts, certificates of deposit, overdraft protection, safe deposit boxes and online banking. The company’s lending activities include short to medium-term commercial, real estate, residential mortgage and home equity and personal loans. Park Sterling Bank was founded on September 8, 2006 and is headquartered in Charlotte, NC.

First Market Bank FSB provides retail and commercial banking products. The company offers personal banking products, including checking & savings accounts, loans, business banking products and services, which comprises business checking & savings accounts, commercial lending, online business banking, and equipment leasing. It provides business solutions including cash management, loan structuring, retirement benefits, estate planning, wealth building, business planning services, such as business ownership transfer and assets management, financial planning, mortgage, and investment & trust services. It operates branches and ATM locations in Mechanicsville, Chester, Glen Allen, Ashland, Petersburg, Colonial Heights, Roanoke, Williamsburg, and Fredericksburg. The company was founded in 1997 and is located in Richmond, VA.

Virginia Commonwealth Bank operates as a state chartered commercial bank. It offers personal and business banking, instruments, loans and eServices. The company was founded in 2017 and is headquartered in Richmond, VA.

Established in 1998, First Capital Bank is a locally owned and operated financial institution with the majority of their shareholders and employees residing in Richmond and the surrounding Central Virginia counties. First Capital Bank focuses on serving the financial needs of local businesses, professionals and consumers. Since 1998, the company has been dedicated to offering custom crafted solutions to their customers. Their team of banking professionals has over 225 years of banking experience in Central Virginia and remains committed to delivering a superior banking product within the community they serve. Their Board of Directors is also made up of individuals from Central Virginia. As the company has grown to seven branches, it remained true to their commitment to strong asset quality, constantly seeking new business opportunities and striving to deliver a superior banking product within the communities they serve. With Central Virginia as their home, they know and share history with the Community and the people who live and work there.